Back تصنيف ائتماني Arabic Кредитен рейтинг Bulgarian ঋণ পরিশোধে ঝুঁকির মূল্যায়ন Bengali/Bangla Qualificació de crèdit Catalan Rating Czech Kreditvurdering Danish Rating German Calificación de crédito Spanish Riigireiting Estonian Kreditu sailkapen Basque
A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting.[1] The credit rating represents an evaluation from a credit rating agency of the qualitative and quantitative information for the prospective debtor, including information provided by the prospective debtor and other non-public information obtained by the credit rating agency's analysts.
Credit reporting (or credit score) – is a subset of credit rating – it is a numeric evaluation of an individual's credit worthiness, which is done by a credit bureau or consumer credit reporting agency.
- ^ Kronwald, Christian (2009). Credit Rating and the Impact on Capital Structure. Norderstedt, Germany: Druck und Bingdung. p. 3. ISBN 978-3-640-57549-7.