Ethical banking | StudentB Wikipedia Search

This article has multiple issues. Please help improve it or discuss these issues on the talk page. (Learn how and when to remove these messages)

Some of this article's listed sources may not be reliable. Please help improve this article by looking for better, more reliable sources. Unreliable citations may be challenged and removed. (May 2010) (Learn how and when to remove this message)

This article is written like a personal reflection, personal essay, or argumentative essay that states a Wikipedia editor's personal feelings or presents an original argument about a topic. Please help improve it by rewriting it in an encyclopedic style. (May 2010) (Learn how and when to remove this message)

This article needs additional citations for verification. Please help improve this article by adding citations to reliable sources. Unsourced material may be challenged and removed.
Find sources: "Ethical banking" – news · newspapers · books · scholar · JSTOR (January 2021) (Learn how and when to remove this message)

(Learn how and when to remove this message)

Climate change and society
Part of a series on
Effects · Risk Climate change mitigation Cities Urban heat island Eco-anxiety Ecological footprint Ecological grief Effects of climate change on human health Environmental Conflict Degradation Effects of aviation Impacts of agriculture Extreme weather Drought Flood Heat wave Storm surge Tropical cyclones Wildfire Food security Agriculture Desertification Fisheries Livestock Infectious diseases Mental health/Psychology List of environmental conflicts Sea level rise Coastal erosion Coastal flooding Small island countries Water security Water cycle Water scarcity
Economics · Finance Autonomous building Bright green environmentalism Carbon footprint Carbon accounting Carbon offsets and credits Global warming potential Greenhouse gas inventory Net zero emissions Carbon price Carbon bubble Carbon emission trading Carbon fee and dividend Carbon tax Social cost of carbon Circular economy Clean growth Climate change scenario Climate finance Corporate environmental responsibility Corporate sociopolitical activism Corporate sustainability Degrowth Eco-city Ecological economics Ecovillage Energy economics Environmental design Environmental finance ESG Ethical banking Green accounting Green bank Green bond Green bubble Green building Green building and wood Green economy Green home Green recovery Greening Insurance Act of God Extreme event attribution Resilience Risk management Vulnerability Low-carbon economy Mitigation economics Natural building Reuse Sustainable Agriculture Architecture Capitalism City Consumer behaviour Diet Finance Industries Livelihood Sourcing Used good Zero-energy building Zero heating building
Social issues · Ethics Children Climate justice Debt Cyclability Deep ecology Dirty hands Ecosophy Environmental racism Environmentalism Ethical consumerism Fossil fuel divestment Gender Greenwashing Human rights Indigenous peoples Just transition List of climate change controversies Migration Mitigation co-benefits Poverty Psychology of climate change denial Public interest design Queer ecology Security Social ecology (ethics) Social responsibility Stewardship (theology) Urban forest inequity Walkability Women
Communication Climate crisis Education Greenwashing Media coverage Popular culture fiction art Psychology of denial Public opinion Scientific consensus on climate change
Politics Climate movement Eco-capitalism Green left Green liberalism Eco-socialism Green politics History Political economy Climate governance Climate movement Conspiracy theories Denial Global warming controversy Litigation Individual actions UNFCCC UN conferences Kyoto Protocol Paris Agreement
Portal Glossary Index
v t e

An ethical bank, also known as a social, alternative, civic, or sustainable bank, is a bank concerned with the social and environmental impacts of its investments and loans.^[1] The ethical banking movement includes: ethical investment, impact investment, socially responsible investment, corporate social responsibility, and is also related to such movements as the fair trade movement, ethical consumerism, and social enterprise.

Other areas of ethical consumerism, such as fair trade labelling, have comprehensive codes and regulations which must be adhered to in order to be certified. Ethical banking has not developed to this point; because of this it is difficult to create a concrete definition that distinguishes ethical banks from conventional banks. Ethical banks are regulated by the same authorities as traditional banks and have to abide by the same rules. While there are differences between ethical banks, they do share a desire to uphold principles in the projects they finance, the most frequent including: transparency and social and/or environmental values. Ethical banks sometimes work with narrower profit margins than traditional ones, and therefore they may have few offices and operate mostly by phone, Internet, or mail. Ethical banking is considered one of several forms of alternative banking.

^ Reynolds, John N. (2011). Ethics in Investment Banking. New York: Palgrave Macmillan. pp. 33–50.