This article is missing information about the National Disability Insurance Scheme. (March 2020) |
Health care in Australia operates under a shared public-private model underpinned by the Medicare system, the national single-payer funding model. State and territory governments operate public health facilities where eligible patients receive care free of charge. Primary health services, such as GP clinics, are privately owned in most situations, but attract Medicare rebates. Australian citizens, permanent residents, and some visitors and visa holders are eligible for health services under the Medicare system. Individuals are encouraged through tax surcharges to purchase health insurance to cover services offered in the private sector, and further fund health care.[1][2]
In 1999, the Howard government introduced the private health insurance rebate scheme, under which the government contributed up to 30% of the private health insurance premium of people covered by Medicare. Including these rebates, Medicare is the major component of the total Commonwealth health budget, taking up about 43% of the total. The program was estimated to cost $18.3 billion in 2007–08.[3] In 2009 before means testing was introduced, the private health insurance rebate was estimated to cost $4 billion, around 20% of the total budget.[4] The overall figure was projected to rise by almost 4% annually in real terms in 2007.[3] In 2013–14 Medicare expenditure was $19 billion and expected to reach $23.6 billion in 2016/7.[5] In 2017–18, total health spending was $185.4 billion, equating to $7,485 per person, an increase of 1.2%, which was lower than the decade average of 3.9%. The majority of health spending went on hospitals (40%) and primary health care (34%). Health spending accounted for 10% of overall economic activity.[6][7]
State and territory governments (through agencies such as Queensland Health) regulate and administer the major elements of healthcare such as doctors, public hospitals and ambulance services. The federal Minister for Health sets national health policy and may attach conditions to funding provided to state and territory governments. The funding model for healthcare in Australia has seen political polarisation, with governments being crucial in shaping national healthcare policy.[8]
In 2013, the National Disability Insurance Scheme (NDIS) was commenced. This provides a national platform to individuals with disability to gain access to funding. The NDIS aims to provide resources to support individuals with disabilities in terms of medical management as well as social support to assist them in pursuing their dreams, careers, and hobbies. The NDIS also has supports for family members to aid them in taking care of their loved ones and avoid issues like carer burnout. Unfortunately, the National Disability Insurance Scheme is not without its limitations but overall the system is standardised across Australia and has helped many people with disabilities improve their quality of life.[9]